David is a RIMS-Certified Risk Management Professional and is a leading authority on risk management. He is past president of both the American Risk and Insurance Association and the Southern Risk and Insurance Association.  He also serves on the Board of Directors of the Texas Life and Health Insurance Guaranty Association. 

David spans the boundary between risk management research and practice, offering a wealth of expertise to electric cooperative leaders who wish to achieve excellence in risk management.  His research has been published in a variety of professional and academic journals, and he has been ranked among the most prolific and well-cited scholars in his field over the past 30 years. David is also the co-author of a textbook, Risk Management and Insurance.  His articles on risk management have been published in such outlets as Journal of Risk and Insurance, Journal of Financial Services Research, Journal of Banking and Finance, Risk Management and Insurance Review, Journal of Insurance Regulation, and Journal of Insurance Issues. 

David has received numerous awards for both his research and his university teaching.  He earned a Ph.D. in risk and insurance from the Wharton School of Business at the University of Pennsylvania in 1994.